ojas.loansby Chitram.AI

The Ojas ecosystem

CommerceRun your storefront, orders and payments on rails that already work — a public catalogue, stock that can’t oversell, UPI checkout, and books worked out to the exact rupee. The engine every Ojas venture sells through.
Ojas EventsRun an events or festival business on rails that already work — sell tickets through the same checkout as your store, publish and clone events, and check guests in at the door.
Ojas LegalStay ahead of every filing and registration — formations, GST and compliance deadlines, documents, and a client portal. Software plus a professional desk; the licensed professional files, not Ojas.
Ojas LoansCompare business loans across RBI-regulated lenders, check your eligibility, and get a named consultant who carries your file from application to payout. We are not the lender.Current
Ojas CareComing soon — co-living homes for founders and the people who run them: roommate matching, smart digital locks, upkeep, and rent that splits itself.Soon
Ojas PlusComing soon — a program to help makers and producers turn their craft into a premium brand and scale it.Soon
Ojas ExchangeComing soon — a safer way to buy, sell, and hand over a business, with the money held safely until the handover is done.Soon

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The loan shelf

Working capital loans

Every product below is matched by a named consultant and underwritten by a regulated lender. Rates are indicative and subject to lender underwriting — Ojas is a lending service provider, never the lender, and your loan money moves between you and the lender directly.

Working capital

No collateral
Working-capital demand loan
Bridge daily operations and seasonal spikes without touching growth capital.
Amount
₹2,00,000 – ₹50,00,000
Rate
14.5%–22% p.a. indicative
Tenure
12–36 months
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Not sure which product fits?

Check your eligibility in two minutes, or let an advisor map your requirement. Rates are indicative and set by the lender's underwriting — money always moves between you and the regulated lender directly.

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