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The loan shelf

Franchise loans

A map of business credit, organised by what the money is for. Every amount, rate, tenure and fee band below is illustrative — a range we publish to show what a family of credit typically costs in the Indian market, not a figure any lender has quoted us. No lender is empanelled with Ojas Loans today, so nothing here is an offer of credit and no file can be submitted through us. Ojas is a lending service provider and is never the lender.

Franchise

  • No collateral

    Franchise-fee funding

    Fund the franchise fee and launch stock for your next unit.

    Amount
    ₹5,00,000 – ₹1,00,00,000
    Rate
    14%–21% p.a. illustrative
    Tenure
    24–72 months
    View details
  • Collateral-backed

    Venture acquisition loan

    Buy an operating business with the cash flows to repay the purchase.

    Amount
    ₹25,00,000 – ₹5,00,00,000
    Rate
    13%–19% p.a. illustrative
    Tenure
    36–120 months
    View details

Not sure which product fits?

Use the free checker — four questions, computed in your browser, nothing sent anywhere — or let a consultant map your requirement in a call. Every band on this page is illustrative; a lender would price your actual file, and we have none empanelled yet.

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