Run a credit advisory desk with Ojas Loans
You advise; regulated lenders lend — you carry zero balance-sheet risk. Every commission settles through a transparent double-entry ledger, and your client book stays yours.
- Zero balance-sheet risk
- Slab-wise commissions
- Consultant workbench
- Human-led onboarding
Who we partner with
Four kinds of professionals already sit where credit decisions happen. If that's you, this desk was built for you.
Chartered accountants & tax practitioners
You already see your clients' financials and know exactly when they need credit. Turn those moments into an advisory line — with a lender shelf ready behind you.
Ex-bankers
You've assessed credit files for years and know what actually gets sanctioned. Keep doing what you're best at — on your own terms, without the branch targets.
Franchise & venture consultants
Every franchise fee, fit-out, and expansion you advise on needs financing. Close the loop with the Ojas ecosystem's own credit desk.
Finance solopreneurs
Run an independent credit practice on a real workbench — catalogue, application pipeline, and commission statements — instead of spreadsheets and follow-up calls.
How joining works
A human process, on purpose — no self-serve signup. A real person handles every step, starting with your application.
- 1
Apply
Send the enquiry below with your background and city — it takes two minutes.
- 2
Call
An Ojas Loans consultant calls within one working day to understand your practice.
- 3
Meet
We walk through the catalogue, the workbench, and the commission slabs — and answer everything.
- 4
Sign
A signed partner agreement sets your slabs; onboarding and Academy training follow.
Slab-wise commissions on a double-entry ledger
We don't publish one-size percentages, because slabs vary by product family and by what each lender pays — your slabs are shared during onboarding, in writing. What we do publish: every payout is computed slab-wise, settled through Ojas's double-entry ledger, and dedup-guaranteed — the same disbursal can never pay out twice. You see the same ledger entries we do.
Apply to partnerWhat’s included
- The consultant workbench at
/manage— lead queue, application pipeline, and document checklists in one place. - The venture-first loan catalogue — products across working capital, term, equipment, government schemes, and franchise funding, with honest indicative bands.
- Academy onboarding — human-led training today; certification is on the roadmap, not a current promise.
- Your client book stays yours — a standing commitment of the programme.
Partner questions, answered straight
Who owns my client book?
You do — it's a standing commitment, not fine print. Clients you bring stay attributed to you, and if you ever leave the programme your book leaves with you.
What are the commission percentages?
Slab-wise, and shared during onboarding — slabs vary by product family and by what each lender pays, so we don't publish one-size numbers. Whatever your slab, every payout is computed and settled on the same double-entry ledger you can see.
When do commissions get paid?
Honestly: after the lender's payout to Ojas is confirmed and reconciled on the ledger — typically in the settlement cycle after disbursal. Lender payouts are not instant, so we don't promise instant commissions either.
Do I have to work exclusively with Ojas Loans?
No. We ask for honest attribution — a file you run through Ojas carries your code — but we don't lock you out of your existing lender or client relationships.
Is onboarding self-serve?
Not today — it's a deliberately human process: apply, a call, a meeting, and a signed agreement. Academy training is human-led too. Self-serve onboarding and certification are roadmap items, not current features.
What's live today, and what's still on the roadmap?
Live: the product catalogue, the consultant workbench, ledger-backed commission settlement, and human-led onboarding and training. Roadmap: certification, self-serve onboarding, and automated lender submission — we say what's not built rather than pretending.
Apply to partner
Tell us about your practice — an Ojas Loans consultant calls within one working day.