MSME manufacturers — buy the machine, fund the order, keep the capacity ahead of demand.
There's a moment where the constraint stops being demand and becomes the machine: the orders exist, the line can't keep up. Equipment finance keeps the asset and the loan on the same page, and receivables finance turns a big confirmed order into the cash to fulfil it. The financed asset usually anchors the loan, which changes the whole conversation.
What you gain
Concrete outcomes, each on a capability a named consultant delivers today.
The machine backs its own loan
Equipment loans are usually secured by the asset being financed, so you often don't need separate hard collateral — and the rate and tenure are usually better than unsecured working capital.
Fund the order, not just the year
A confirmed purchase order from a credible buyer is a fundable file — match the money to the production cycle instead of carrying a long-tenure loan for a 90-day need.
Project reports, prepared with you
For bigger, bankable projects, our advisory side prepares the DPR and CMA data that makes the file underwritable — clearly a paid service, quoted before work begins.
The credit that fits you
Start with the loan families built for your moment — each links to the live products on the shelf.
Equipment & machinery
Asset-backed finance for plant, kitchen and workshop machinery — the asset is hypothecated, so extra collateral is usually not needed.
Browse these loansReceivables
Purchase-order and invoice finance to fund a confirmed order you can't cover from cash on hand.
Browse these loansProject finance
Long-tenure finance for a bankable project — new plant, clean-energy setup, expansion — with DPR/CMA support.
Browse these loansThe moments this comes up
The funding decisions your business hits — each walked through, honestly, end to end.
A machinery upgrade
See how this funding moment is handled — the products that fit and the file behind the ask.
Walk through itA big order just landed
See how this funding moment is handled — the products that fit and the file behind the ask.
Walk through itThe unglamorous work, handled
No testimonials — just the concrete mechanism you can verify.
The drag
LiveA maker drains working capital to buy a machine outright, then borrows expensively to cover payroll — or funds a 7-year asset with an 18-month unsecured loan because it felt faster.
Ojas does this
Equipment finance secured by the machine matches tenure to its working life; receivables finance funds the confirmed order; a DPR turns a bigger plan into a bankable file.
You gain
Capacity that stays ahead of demand, financed on terms that match the asset — with working capital left intact for the day-to-day.
Honest scope — We prepare and strengthen the file, including DPR/CMA where you engage us for it; the lender values the asset and underwrites the project. Ojas is never the lender.
See exactly how it works
A named consultant compares regulated lenders and carries your file to sanction. We are the Lending Service Provider, never the lender — the loan money moves directly between you and the lender.
How it worksCheck eligibilitySee what your venture qualifies for
A short enquiry, a reference id, and a named consultant on the phone within one working day. Free to check — and we never charge you just to apply.
Check eligibilityTalk to an advisor