Services & events operators — bridge the gap between doing the work and getting paid for it.
You deliver first and get paid later — a festival season, a corporate event, a project billed on 60-day terms. The gap between when your costs are due and when the money lands is where good businesses get squeezed. Ojas runs events infrastructure across its own ecosystem, so seasonal and services operators aren't an edge case on this shelf — they're the point.
What you gain
What the desk helps with for a business like yours, each tied to something it does today.
Working capital asked for before the season does
A line sized to your busy period lets you book venues, stock and staff ahead — and repay when the season's revenue lands, not before.
Unlock cash stuck in receivables
For B2B and corporate work billed on long terms, invoice discounting turns delivered-but-unpaid work back into working money.
Your track record, told to the lender
If you run on Ojas, a consultant can cite real event revenue and settlement history — the evidence that turns a 'small file' into a fundable one.
The credit that fits you
Start with the loan families built for your moment — each links to the live products on the shelf.
Working capital
A seasonal bridge or credit line structured against your busy period, with tenure set around the lean months.
Browse these loansReceivables
Invoice discounting for corporate and B2B work billed on 45–90 day terms.
Browse these loansGovernment schemes
Mudra routes are built for exactly this scale of trading and services business — scheme-backed and collateral-free.
Browse these loansThe moments this comes up
The funding decisions your business hits — each walked through, honestly, end to end.
Festival season is ahead
See how this funding moment is handled — the products that fit and the file behind the ask.
Walk through itInvoices stuck at 60 days
See how this funding moment is handled — the products that fit and the file behind the ask.
Walk through itThe unglamorous work, handled
No testimonials — just the concrete mechanism you can verify.
The drag
Live in partA seasonal operator is read by banks as a small file and by agents as a commission, and a fixed EMI in a lean month is a real fear.
Ojas does this
A working-capital line is sized to the busy season and repaid from it; receivables finance releases cash from delivered work; the file cites the operator's real revenue history on Ojas rails.
You gain
A line asked for before the season and repaid out of it — instead of borrowing at the peak of desperation, or not at all.
Honest scope — Lumpy cash flow is harder to underwrite, not impossible. A consultant can structure the ask around your lean months and tell you which kind of lender reads seasonality — but with no lender empanelled, taking it to one is still your step.
See exactly how it works — and where it stops
A consultant narrows the shelf to what fits and tells you what a lender will want to see. Nothing is submitted from here: no lender is empanelled with Ojas Loans, so the file is yours to take to one. Ojas is the Lending Service Provider and is never the lender.
How it worksTry the free checkerWork out what to ask for
A short enquiry, a reference id, and a consultant who tells you which family of credit fits and what to assemble. Free, and we never charge you to ask.
Talk it throughUse the free tools first