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Government scheme loans

Every product below is matched by a named consultant and underwritten by a regulated lender. Rates are indicative and subject to lender underwriting — Ojas is a lending service provider, never the lender, and your loan money moves between you and the lender directly.

Government scheme

  • CGTMSENo collateral

    CGTMSE collateral-free term loan

    Collateral-free credit for micro and small enterprises under the CGTMSE guarantee.

    Amount
    ₹5,00,000 – ₹2,00,00,000
    Rate
    10%–16% p.a. indicative
    Tenure
    12–84 months
    View details
  • PMMYNo collateral

    Mudra loan (PMMY)

    Government-backed credit for micro enterprises, up to ₹10 lakh.

    Amount
    ₹50,000 – ₹10,00,000
    Rate
    9%–14% p.a. indicative
    Tenure
    12–60 months
    View details

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