Funding scenarios
Funding for the moment your business is actually in
Nobody wakes up wanting a loan — you wake up with a big order, a season ahead, or a bank that said no. Each playbook below walks the moment honestly: what usually goes wrong, which products typically fit, and how a named consultant carries the file.
A big order just landed
The purchase order is real, the margin is good — and the advance doesn't cover materials. How to fund the production run without giving the order back.
Read the playbookFestival season is ahead
Six weeks of the year carry half the revenue. Stocking, staffing, and booking ahead of the season takes cash you'll only see after it.
Read the playbookTime for a machinery upgrade
The old machine caps your output; the new one pays for itself on paper. Equipment finance keeps the asset and the loan on the same page.
Read the playbookOpening the next franchise unit
Unit one works. Funding unit two is a different file — franchise fee, fit-out, and enough working capital to reach break-even.
Read the playbookInvoices stuck at 60 days
The work is delivered, the invoices are clean, the cash is elsewhere. Receivables finance turns billed revenue back into working money.
Read the playbookThe bank said no
A bank's no is one lender's answer to one version of your file — not a verdict on your business. What to fix, and which doors are actually open.
Read the playbookOjas Loans is a lending service provider, not the lender — loans come from regulated lenders, and loan money moves directly between you and the lender.
Your moment isn't listed?
The shelf covers ten product families, from working capital to project finance. Tell us the situation and a consultant will map the honest options — including when the answer is to wait.
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