Where lenders stand
We do not have a lender panel yet
No bank, NBFC, small finance bank or microfinance institution is empanelled with Ojas Loans today. Not one, and not in negotiation we can name. This page used to show a directory; the entries on it were demonstration placeholders, and showing invented company names next to the words “the lenders behind every loan” was not a small rounding of the truth. So it is gone, and this is what stands in its place.
What that means
We cannot submit your file
There is nobody to submit it to. We will not take an application we have nowhere to carry, and we will not park one in a queue to look busy.
Nothing here is an offer of credit
Every product on the shelf is catalogue merchandising written by us. Every rate, fee and tenure band is illustrative — a published range showing what a family of credit typically costs in the Indian market, never a figure a lender quoted us.
The rest of the desk still works
The shelf, the plain-English eligibility on each product, the document checklist for your entity type, the free tools, and a consultant who will tell you which family of credit fits — all of that is real today, and all of it is worth having whoever you eventually borrow from.
What the shelf is built to hold
Ojas Loans is a Lending Service Provider by design and will never be the lender: it has no lending licence, books no loan, and holds no pool account. Credit would always come from a regulated institution of one of these kinds, and loan money would move between you and that institution directly — never through an Ojas account.
- Bank
- NBFC
- Microfinance institution
- Small finance bank
When one of them is empanelled, this page is where it will be named — with what it actually lends against, and what it pays us for sending a file. Until then, treat the absence as the fact it is.
Are you a lender, or a loan advisor?
A lender talking to us now would be the first on this page — defining the products and the criteria rather than inheriting somebody else's. Advisors get a real workbench and a client book that stays theirs.
Talk to us about lendingBecome an advisor