Where lenders stand
We do not have a lender panel yet
No bank, NBFC, small finance bank or microfinance institution is empanelled with Ojas Loans today. Not one, and none in negotiation we can name. This page used to show a directory of demonstration placeholders; it now states where lenders stand.
What that means
We cannot submit your file
There is nobody to submit it to. The file you build here is yours to take to any lender you choose.
Nothing here is an offer of credit
Every product on the shelf is catalogue merchandising written by us. Every rate, fee and tenure band is illustrative — a published range showing what a family of credit typically costs in the Indian market, never a figure a lender quoted us.
The rest of the desk still works
The shelf, the plain-English eligibility on each product, the document checklist for your entity type, the free tools, and a consultant who will tell you which family of credit fits — all of that is real today, and all of it is worth having whoever you eventually borrow from.
What the shelf is built to hold
Ojas Loans is a Lending Service Provider by design and will never be the lender: it has no lending licence, books no loan, and holds no pool account. Credit would always come from a regulated institution of one of these kinds, and loan money would move between you and that institution directly — never through an Ojas account.
- Bank
- NBFC
- Microfinance institution
- Small finance bank
If a lender is empanelled, this page is where it would be named — with what it lends against, and what it pays us for sending a file.
Are you a lender, or a loan advisor?
A lender talking to us now would be the first on this page — defining the products and the criteria rather than inheriting somebody else's. Advisors can read how the partner programme works.
Talk to us about lendingBecome an advisor