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The loan shelf

Micro enterprise loans

A map of business credit, organised by what the money is for. Every amount, rate, tenure and fee band below is illustrative — a range we publish to show what a family of credit typically costs in the Indian market, not a figure any lender has quoted us. No lender is empanelled with Ojas Loans today, so nothing here is an offer of credit and no file can be submitted through us. Ojas is a lending service provider and is never the lender.

Micro enterprise

  • No collateral

    Micro-enterprise group loan

    Group-backed working credit for community-scale operators.

    Amount
    ₹25,000 – ₹5,00,000
    Rate
    18%–26% p.a. illustrative
    Tenure
    6–36 months
    View details

Not sure which product fits?

Use the free checker — four questions, computed in your browser, nothing sent anywhere — or let a consultant map your requirement in a call. Every band on this page is illustrative; a lender would price your actual file, and we have none empanelled yet.

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