Who we help · MSMEs selling into international markets

Exportersfund the order-to-payment gap on cross-border trade.

Export orders are large, the production cycle is long, and payment lands well after you've shipped. Working-capital and receivables finance bridge that gap; the same consultant who knows the compliance path can structure the file. If you're clearing export hurdles on Ojas Exchange, your credit journey plugs into the same desk.

What you gain

Concrete outcomes, each on a capability a named consultant delivers today.

Capital across the shipping cycle

Working capital for the production run and receivables finance against export invoices bridge the long gap between shipping and getting paid.

One desk for credit and compliance

Export businesses clearing certification and compliance on Ojas can carry that context straight into the credit file — a consultant who sees the whole picture.

Trade history the lender can read

Verifiable order and settlement history strengthens a file that a cold export application can't match.

The credit that fits you

Start with the loan families built for your moment — each links to the live products on the shelf.

Working capital

Pre- and post-shipment working capital sized to the production and shipping cycle.

Browse these loans

Receivables

Finance against export invoices and confirmed international orders.

Browse these loans

The moments this comes up

The funding decisions your business hits — each walked through, honestly, end to end.

A big order just landed

See how this funding moment is handled — the products that fit and the file behind the ask.

Walk through it

Invoices stuck at 60 days

See how this funding moment is handled — the products that fit and the file behind the ask.

Walk through it
Live today

The unglamorous work, handled

No testimonials — just the concrete mechanism you can verify.

  • The drag

    Live

    Exporters carry a long, expensive gap between shipping an order and getting paid, with no product on most shelves built for the cross-border cycle.

    Ojas does this

    Working-capital and receivables finance are structured around the shipping cycle, with compliance context from Ojas Exchange carried straight into the credit file.

    You gain

    The order-to-payment gap funded from the nearest-fit products today — honestly labelled — while purpose-built export credit is on the roadmap.

Honest scope — We don't yet ship a dedicated export-credit product on the shelf — today the nearest fit is working-capital and receivables finance, structured by a consultant. Purpose-built export finance is on the roadmap, not live.

See exactly how it works

A named consultant compares regulated lenders and carries your file to sanction. We are the Lending Service Provider, never the lender — the loan money moves directly between you and the lender.

How it worksCheck eligibility

See what your venture qualifies for

A short enquiry, a reference id, and a named consultant on the phone within one working day. Free to check — and we never charge you just to apply.

Check eligibilityTalk to an advisor