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Talk to an advisor

Every enquiry at Ojas Loans is read by a person, so when you write in, a consultant answers. We are a Lending Service Provider and are never the lender; and with no lender empanelled with us today, what a consultant can give you is an honest read on which credit fits and what to assemble, not a submission.

Borrowers & enquiries

Questions about a loan family, your enquiry reference, the documents a consultant asked for, or anything about a file in progress.

hello@ojas.loans

Partners & lenders

CAs, ex-bankers, and franchise consultants joining the advisory network, and banks, NBFCs, small finance banks or MFIs willing to be the first lender on a panel that does not exist yet.

partners@ojas.loans

Privacy & data requests

Access, correction, or erasure requests and anything covered by the Privacy Policy — handled with priority.

privacy@ojas.loans

Working out what to borrow?

The fastest path is a short enquiry about the business and what you need. You get a reference id straight away, and a consultant then reads the business and tells you which family of credit fits and what to assemble. It is free and involves no credit-bureau pull, and every band on this site is illustrative rather than a lender quote. It is not an application: no lender is empanelled with Ojas Loans, so there is nobody for us to submit a file to — and Ojas is never the lender in any case.

Want to run a credit advisory desk?

Advisors bring their own borrower relationships to the desk. The partner page covers who fits, how onboarding works, and what is agreed in writing about payment.

Grievances

If something about your experience with Ojas Loans wasn’t right — a fee that wasn’t disclosed, advice that over-promised, or a file that stalled without explanation — write to grievance@ojas.loans. We acknowledge every grievance and respond within the timelines the law sets. Complaints about a sanctioned loan’s terms, disbursal, or collection belong with the regulated lender that holds your loan — a consultant will point you to the right channel if you’re unsure.